Claims.vet

VA Rating Calculator

Estimate your combined rating using the official whole-person method (38 CFR § 4.25).

Estimated Combined Rating

30%

Raw combined value: 28% → rounds to 30%

No children

Est. monthly compensation

$552.47

2026 rates · veteran only

0%50%100%

Conditions (2/10)

Path to 100%

You're at 28 combined (rounds to 30%).

The threshold nobody knows: 100% requires a combined value of 95 — not 100.

You need 67 more points of combined value.

A new condition rated 100% or higher would reach 100%.

Raising Condition 1 (20%) to 100% would reach 100%.

Raising Condition 2 (10%) to 100% would reach 100%.

TDIU (Total Disability based on Individual Unemployability) is a separate pathway to full compensation — not covered by this calculator. Learn about TDIU on VA.gov.

2026 Monthly Compensation Table

10%
Solo: $180.42
20%
Solo: $356.66
30%
Solo: $552.47+Spouse: $617.47
40%
Solo: $795.84+Spouse: $882.84
50%
Solo: $1,132.90+Spouse: $1,241.90
60%
Solo: $1,435.02+Spouse: $1,566.02
70%
Solo: $1,808.45+Spouse: $1,961.45
80%
Solo: $2,102.15+Spouse: $2,277.15
90%
Solo: $2,362.30+Spouse: $2,559.30
100%
Solo: $3,938.58+Spouse: $4,158.17

How the VA calculates combined ratings

The VA applies each rating to your remaining “whole person” — not a simple sum. Example: 20% + 20% = 36% (not 40%), which rounds to 40%. Ratings are sorted highest to lowest, and rounded to a whole number after every step. Paired left/right arm or leg ratings get an extra 10% bilateral factor (§ 4.26) before combining with the rest. Dependent adders (spouse, children, parents) apply only at 30% or higher.

Back Pay Calculator

How much does the VA owe you?

Coming soon — a one-time calculation of your estimated retroactive back pay from your claim's effective date to the decision date.

This tool provides an educational estimate only. It is not legal or claims advice, is not affiliated with the Department of Veterans Affairs, and the VA's official decision controls.